First Minnetonka City Bank

Report Debit Card Fraud 24 Hours a Day: (800) 472-3272

Contact Us (952) 935-8663

Toll Free (888) 935-8191 | App Code: GoMobile0896


Notice | Same Day ACH

Beginning on September 15, 2017, automated clearing house (ACH) transactions you initiate or authorize may be presented to us and deducted from your deposit account on the same day you initiate or authorize the transaction. Whether an ACH transaction is presented to us and deducted from your deposit account on the same day you initiate or authorize it will depend on how the originator (the merchant, company or person you are paying or transferring money to) and its bank process the transaction.

ACH transactions from your deposit account are typically created when you provide (for example, by telephone) or enter (for example, on a website) the bank's nine-digit routing number and your deposit account number to make a payment or transfer from your deposit account. Paper checks that you write can also be converted by the payee to an ACH transaction.

To prevent non-sufficient funds and overdrafts, make sure you have sufficient available funds in your deposit account before initiating or authorizing ACH transactions or writing checks on your deposit account.

This change will not affect the processing of scheduled or recurring ACH transactions, which will continue to be posted on the scheduled date, and will not affect debit card transactions.


Learn More | Contact Our Personal Banking Specialists

Glen Lake: (952) 935-8663

14550 Excelsior Blvd.
Minnetonka, MN 55345
Hours & Directions

Country Village: (952) 935-5995

11500 Highway 7
Minnetonka, MN 55305
Hours & Directions


Report unauthorized activity

To report unauthorized activity or a lost or stolen Visa Debit Card, call (952) 935-5995 or (952) 935-8663 during our business hours. After hours, call (800) 472-3272.

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5. Promote substantial equivalency among state, local and community organizations involved in providing housing.