At First Minnetonka City Bank, we know it takes planning to achieve your goals. That's why we offer you a variety of borrowing options to help you get the money you need for all the things you want. No matter which option you choose, you'll find that First Minnetonka City Bank has fast approvals, competitive interest rates, and flexible terms.

Personal Line of Credit*

Different from credit cards and conventional loans, a variable-rate personal line of credit is an unsecured, revolving line of credit. It makes borrowing easy because it puts a ready reserve of cash at your fingertips. You may use your line of credit however you need, whenever you want - a little at a time, or in one large amount to cover a major purchase or expense. Your available credit will be reduced by the amount you spend. As you repay it, your available credit will increase again.

• Unsecured -- no collateral required
• Use as much or as little of your line as you wish
• Interest is charged only on the amount of your line in use. As you repay your balance, the amount becomes available to use again.
  
  

Personal Loan*

A First Minnetonka City Bank fixed-rate personal loan is a good way to finance a specific purchase - for example, a car, boat, recreational vehicles or a home improvement project. In fact, you may use the funds from your personal loan for virtually anything, even to consolidate and pay off your high-interest credit cards.

• Secured or Unsecured
• Interest rate and monthly payment are fixed for the full term of the loan - great for budgeting

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Contact us today to learn more.

*Subject to credit approval

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Boat Loans

Call us today and lets get you and your family on the water this summer, Boats are more affordable than you think with a First Minnetonka City Bank loan.

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Contact us today to learn more about what finance options would best fit your needs.

Auto Loans

From your first car to that summer convertible you have always wanted, we are here to help make your vehicle dreams a reality. Call one of our bankers today to discuss your vehicle loan options.

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Contact us today to learn more about what finance options would best fit your needs.

Recreational Vehicles

ATV, UTV, Campers, Wheelhouse Fish houses we do them all here at First Minnetonka, lets get you and your family out enjoying the outdoors today!

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Contact us today to learn more about what finance options would best fit your needs.

Aviation Loans

Our experienced lenders provide straight answers and fast decisions on flexible financing customized to your needs. First Minnetonka City Bank has a long history of aviation financing from new purchases to used or a big engine overhaul project. We have several options to choose from.

With our competitive rates and personalized service, you'll be flying in no time!*

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Contact us today to learn more about what finance options would best fit your needs.

*Subject to credit approval

Apply for a Personal Loan

Before proceeding, please note that the online loan application uses Adobe Acrobat Reader®.

Follow the instructions at the following link to ensure your browser uses Adobe Acrobat Reader® for the online loan application: https://helpx.adobe.com/acrobat/using/display-pdf-browser-acrobat-xi.html

Please complete the online application form accessible below, print it and bring it to your loan officer at the bank or submit the form online using the secure site we will provide by clicking “submit” on the form.

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